| 作者 |
 美国银行亏在哪里？大银行的，投机失败，玩衍生，cds 咱就不说了，就说最传统的 |
 |
ceo/cfo
[博客]
[个人文集]
头衔: 海归中将
声望: 院士
性别: 
加入时间: 2004/11/05
文章: 12941
海归分: 491633
|
|
|
作者：ceo/cfo 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
银行生意经，个人按揭贷款，商业贷款，包括建筑商贷款。第一波是次贷危机，接下来的一波是个人消费贷款包括车贷危机。可是当前最大的危机是商业房产危机，坏账数量之多之大惊人。好多建筑公司，房产公司已经破产，有的银行悄悄告诉我有的commercial loans 被 wiped out 70%。就是说你借出3千万，现在乙方还不出钱宣告破产保护。银行借钱借成房东，现在账本上的3千万成了市场价的900万，还卖不掉！就像今天花街上报道的：
For instance, Standard & Poor's recently gave its designer apparel discounter Loehmann's Holdings Inc. a low junk-bond rating, indicating it is "highly vulnerable" to default.
Valued at about $300 million when Istithmar assumed majority control of the retailer in 2006, it is worth about $100 million today, retail industry bankers say.
Istithmar invested $42 million in Grand Avenue—a corridor of shops, parks and a luxury hotel billed as the Champs-Elysees of Los Angeles—which has postponed the start of construction several times.
Meanwhile, the Mandarin Oriental was valued at $340 million when Istithmar bought a 73% stake in 2007. Since then, with occupancy rates falling, its annual cash flow plunged to $3.6 million from $21.6 million, according to Realpoint LLC, a credit rating company that says the hotel is now worth $123 million–less than its outstanding debt.
Another Manhattan property, the W Hotel Union Square, is the target of foreclosure hearings by one of its lenders.
The results are a comedown for Mr. Jackson, who was beginning to cut an outsized figure in finance circles. Mr. Jackson was picked in 2008 by the New York Observer as one of the most powerful people in New York real estate.
Mr. Jackson was born in Boston and educated at Princeton and Yale, where he got a masters in business.
还有就是一批美国超级富豪投资顶级旅馆亏得7荤8素，银行跟着亏，像 bill gates, mr. sillerman, mr. dell, ebay founder, 多少个亿阿。
如果还有哪个鞋会掉，就是这个房产鞋。
总结，房事无小事。 
作者：ceo/cfo 在 海归商务 发贴, 来自【海归网】 http://www.haiguinet.com
|
|
|
| 返回顶端 |
|
 |
|
-
 美国银行亏在哪里？大银行的，投机失败，玩衍生，cds 咱就不说了，就说最传统的 -- ceo/cfo - (1708 Byte) 2009-12-08 周二, 05:32 (1781 reads)
|
|
|
|
您不能在本论坛发表新主题, 不能回复主题, 不能编辑自己的文章, 不能删除自己的文章, 不能发表投票, 您 不可以 发表活动帖子在本论坛, 不能添加附件不能下载文件, |
|
|
